Compliance

Consulting Brochure

The expectations of the Federal & State examining agencies seem to grow with each passing month.  Are you staying on top of the changes?  Even if you are, having the time to complete the many projects under your control can be daunting.  Our Professional Compliance Consulting team can reduce both your stress and your workload.

For HMDA:  Our professional HMDA services range from performing the HMDA work for you, analyzing your HMDA lending patterns vs. your peers, all the way to full scale file review.  Our experience runs the gamut.  A quick phone call to a member of our consulting staff will help you understand how we can help you satisfy your needs.  We would like to help you.   

  

For CRA:  CRA demands more from financial institution these days, not less.  Given everything else on your plate, can you get what you need done for CRA – when you need it?  Our consulting staff can perform a full blown CRA performance evaluation (PE) on your institution for you.  Or, do you need help determining if your Assessment Area is right for you?  Should you stay small bank or migrate promptly to large bank?  We can also guide you through the regulatory changes and requirements as we help you file your CRA LR, or perform a detailed CRA file review. How can we assist you?

  

For Fair Lending:  Many financial institutions believe that Fair Lending monitoring is optional.  Sorry, it isn’t - for any bank of any size.  Unfortunately, Fair Lending also seems to be the one area that compliance officers struggle with more than any other.  We can help. 

 

How should you evaluate your lending process?  Who should perform the evaluation?  What analysis must be done, and by whom?  Should you be reluctant to ask certain questions?  Getting the answers is easy, if you know the questions to ask… Our professional staff can guide you through these sometimes treacherous political waters to get your Fair Lending program on the right track.  Let us help you.